Buying a home is a significant investment, and one of the ways you can protect that investment is by securing a home warranty. A home warranty can provide peace of mind by covering the cost of repairing or replacing major systems and appliances within your home.

What is a Home Warranty?

A home warranty is a service contract that covers the repair or replacement of important home system components and appliances that break down over time. This can include electrical systems, plumbing, washer/dryers, kitchen appliances like refrigerators, and HVAC (heating, ventilation, and air conditioning) systems.

Unlike home insurance, which covers damage to your home from events like fires, storms, and theft, a home warranty covers items that fail due to age or regular wear and tear.

Why is a Home Warranty Beneficial for Home Buyers?

Cost Savings: Repairing or replacing a major system or appliance can be expensive. A home warranty helps to protect against these potential costs.

Peace of Mind: Knowing that you’re covered if something breaks down can provide significant peace of mind, especially when you’re purchasing a new home and might not be familiar with its systems and appliances.

Convenience: If something breaks down, you only need to contact your home warranty company. They will arrange for a service provider to diagnose the problem and fix it.

How Does a Home Warranty Work with Doorlight?

At Doorlight, we understand the value of a home warranty for buyers. Here’s how it works when you buy a home with us:

Choose a Plan: We’ll help you understand the different home warranty plans available so you can choose one that fits your needs.

Move in With Confidence: Once you’ve closed on your home, your warranty goes into effect. If something covered by the warranty breaks down, you simply file a claim with the warranty company.

Repair or Replacement: The home warranty company will send a service provider to diagnose the problem. If it’s covered by the warranty, they’ll either repair or replace the item.

What to Look for in a Home Warranty

Not all home warranties are created equal. It’s important to understand what’s covered under the plan and what isn’t. Also, check the limit on the payout for repairs or replacements, as some plans have a maximum amount they will cover.

Keep in mind that a home warranty doesn’t cover everything. For example, they typically don’t cover items that haven’t been maintained properly or items that were broken before you bought the home.

A home warranty can be a valuable tool for home buyers. It can help protect against unexpected repair costs and provide peace of mind as you move into your new home. As always, it’s essential to read the terms of the warranty and understand exactly what it covers before making a decision.