Active
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Residential for Sale in 1120 Locust St, San Jose, CA 95110, – $1,075,000
STATUS - Active
$1,075,000
1120 Locust St,
San Jose, CA 95110
4 beds
2 baths
1,474 Sqft
1955 Built
Property Overview
$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.
25 days on Doorlight
About this home
Single-Family-Residence
Property Type
1955
Year Built
4,352 sqft
Lot Size
2 garage spaces
Parking
None
Cooling
Listed by Robert Garcia DRE #01408257 Acquire Inc.
Contact: 408-455-4007
Last Checked:
a minute ago
May 23, 2026 at 4:35pmSource: MLS Listings #ML82044909
Data Source Copyright:
Property Information © 2026 MLSListings Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc.
Explore the Neighborhood
Property details for 1120 Locust Street, San Jose, CA 95110
Garage Spaces: 2
Garage Y N: true
Carport Spaces: 0
Carport Y N: false
Parking Total: 0
Parking Features: Attached Garage, On Street, Other
Attached Garage Y N: true
Parking Description: Attached Garage, On Street, Other
Bedroom Information
Bedrooms Total: 4
Bathroom Information
Bathrooms Full: 2
Heating & Cooling Information
Cooling: None
Heating: Other
Room Information
Room Family Room Features: Separate Family Room
Room Dining Room Features: Eatin Kitchen
Flooring: Laminate
Living Area: 1474
Building Area Total: 1474
Building Area Source: Assessor
Stories: 1
Door Features: Other
Accessibility Features: Other
Roof: Composition
Foundation Details: Slab
Lot Size Square Feet: 4352
Lot Size Source: Assessor
Lot Size Units: Square Feet
Horse Y N: false
Utilities: Public Utilities, Water Public
Gas: Individual Gas Meters, Public Utilities
Water Source: Public
Sewer: Public Sewer
Street Number: 1120
Street Name: Locust
Street Suffix: Street
City: San Jose
State Or Province: CA
Postal Code: 95110
County Or Parish: Santa Clara
Mls Area Major: Central San Jose
Cross Street: Rincon Ave
Elementary School District: San Jose Unified
High School District: San Jose Unified
Parcel Number: 434-06-045
Year Built: 1955
Year Built Source: Assessor
Year Built Details: 2
New Construction Y N: false
Property Attached Y N: true
Zoning: R2
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CA DRE #02219383
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